EUR to CHF exchange rate
Mid-market EUR/CHF — the rate banks trade with each other, before anyone adds a margin. Use it as the benchmark for any quote you are given, including ours.
EUR to CHF at a glance
Converted at the mid-market rate above. A bank pricing the same amounts would typically build in 3–4%, which is the gap a specialist desk closes.
| Euro | Swiss Franc |
|---|---|
| €100.00 | CHF94.45 |
| €250.00 | CHF236.13 |
| €500.00 | CHF472.25 |
| €1,000.00 | CHF944.50 |
| €2,500.00 | CHF2,361.25 |
| €5,000.00 | CHF4,722.51 |
| €10,000.00 | CHF9,445.01 |
| €25,000.00 | CHF23,612.54 |
| €50,000.00 | CHF47,225.07 |
| €100,000.00 | CHF94,450.15 |
What moves the EUR/CHF rate
The EUR leg
The euro takes its direction from ECB policy and the growth gap between the euro area's largest economies, with peripheral bond spreads as a stress signal.
The CHF leg
The franc is the purest safe-haven currency in the majors, strengthening in European political or banking stress, with the SNB historically willing to intervene against excessive appreciation.
Delivering CHF
Swiss banks apply thorough source-of-funds checks on larger inbound transfers; having documentation ready avoids a hold.
EUR/CHF questions
What is the EUR/CHF exchange rate today?+
The mid-market EUR/CHF rate is 0.9445, meaning 1 EUR buys 0.9445 CHF. This is the rate banks quote each other, before any margin is added — it is the number to compare any quote against.
Why is the rate I am offered lower than the EUR/CHF mid-market rate?+
EUR/CHF is one of the most liquid pairs in the market, so the underlying spread a provider pays is tiny. Almost every provider still adds a margin to the mid-market rate instead of charging a visible fee, which means the exchange rate itself is the cost — and on a pair this liquid, a rate 3-4% off mid-market is a pricing decision rather than a cost of trading.
How long does a payment in CHF take to arrive?+
Swiss banks apply thorough source-of-funds checks on larger inbound transfers; having documentation ready avoids a hold.
Can I fix a EUR/CHF rate for a future payment?+
Yes. A forward contract fixes today's rate for settlement up to 24 months ahead, which removes the risk of the rate moving between agreeing a price and paying it. That is common on property purchases and scheduled supplier payments.
Other EUR rates
More on each currency: Euro · Swiss Franc · All live rates
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.